When life takes over…

Wow….what has happened to the last 8 months! One minute you’re writing a book review and the next you haven’t posted anything ALL summer!

My absence from writing has been for many reasons and thankfully they are all really good and happy ones. After a whirlwind of general life this year, I’m very ready to snuggle up under a comfy blanket and reflect on how much has changed.

Continue reading “When life takes over…”

The ‘first time buyers club’ and the unforeseen changes membership brings…

Not to be confused with the mile high club (which is infinitely more fun to join and unless you get caught/preggas, carries fairly minimal risk). The first time buyers club doesn’t come with a plush card, a suite of benefits, freebies or exclusive access to a posh bar.

It comes with approx a 35 year contract and the threat of rising interest rates and repossession should you fail to make your repayments….which leads many to ask…why the HELL do it then? Most of Europe don’t bother…

Continue reading “The ‘first time buyers club’ and the unforeseen changes membership brings…”